Here's how KlevrPay works
Connect your accounts
Securely link your cards and bank accounts so we can analyze your complete financial picture.
Get personalized recommendations
Open the app daily to see which payment method to use today based on your current financial picture.
Ask before any purchase
About to buy something? Tell us the category and amount, and we'll recommend the optimal card.
Build smarter habits
Over time, you'll earn more rewards, maintain healthier credit, and preserve cash flow, automatically.
Connect your accounts
What is KlevrPay?
KlevrPay takes the guesswork out of 'which card should I use?' We analyze your credit cards, debit cards, and bank accounts to recommend the smartest payment method for every purchase, before you spend.
Is it safe to link my accounts?
Yes, absolutely. We use Plaid to connect your accounts—the same secure platform trusted by Venmo, Robinhood, and thousands of financial apps. Your data is encrypted with bank-level security, we never see your login credentials, and we never sell your information.
Do I need to link all my accounts to use KlevrPay?
No, start with whatever you're comfortable with. Even one card gives you useful recommendations. But the more accounts you connect, the better our suggestions become. When we can see your credit cards and checking accounts together, we can balance rewards, credit utilization, and cash flow for truly personalized recommendations.
Does KlevrPay cost anything?
KlevrPay is completely free. No hidden fees, no credit card required to sign up, and we never sell your data.
Why should I use KlevrPay instead of other finance apps?
Most finance apps track your spending after it happens. KlevrPay helps you make smarter decisions before you spend. We tell you which card to use for every purchase, balancing rewards, credit health, and cash flow in real-time.
Still curious? See the full list of common questions
