Spend smarter, live fully.
Spend smarter, live fully.
Get the tools and insights to grow financially without cutting back on life.
Get the tools and insights to grow financially without cutting back on life.
Join 1,500+ early supporters
Your spending, optimized
Your spending, optimized
Turn everyday spending into financial growth
Turn everyday spending into
financial growth
AI-Powered spending insights
AI-Powered spending insights
AI-Powered spending insights
Get personalized insights into your spending patterns. Our AI identifies opportunities to save, helps you avoid unnecessary fees, and shows you how to optimize without cutting back on the things you enjoy.
Get personalized insights into your spending patterns. Our AI identifies opportunities to save, helps you avoid unnecessary fees, and shows you how to optimize without cutting back on the things you enjoy.
Your goals are our goals
Your goals are our goals
Your goals are our goals
Tell us what you're working toward and we'll personalize insights to help you get there faster. Paying down debt, saving for a trip, building your emergency fund. Whatever matters to you, we'll help you achieve it while living fully.
Tell us what you're working toward and we'll personalize insights to help you get there faster. Paying down debt, saving for a trip, building your emergency fund. Whatever matters to you, we'll help you achieve it while living fully.
One app, all your money
One app, all your money
One app, all your money
Connect your checking and credit cards to see exactly where you're spending your money. No more switching between apps or losing track of what you spent.
Connect your checking and credit cards to see exactly where you're spending your money. No more switching between apps or losing track of what you spent.
Powerful analytics
Powerful analytics
Powerful analytics
Know exactly where every dollar goes. We break down your spending by category, merchant, and account so you can spot patterns, cut the waste, and keep more of what you earn.
Know exactly where every dollar goes. We break down your spending by category, merchant, and account so you can spot patterns, cut the waste, and keep more of what you earn.
Transaction-level guidance
Transaction-level guidance
Transaction-level guidance
Get smart suggestions as you spend, like which card to use for better rewards, how a purchase affects your budget, or easier ways to pay down debt. Real advice, right when you need it.
Get smart suggestions as you spend, like which card to use for better rewards, how a purchase affects your budget, or easier ways to pay down debt. Real advice, right when you need it.
Everything in one place
Everything in one place
Everything in one place
See all your accounts, get daily AI personalized insights about your spending, and track every transaction in one place. No jumping between apps or guessing where your money went.
See all your accounts, get daily AI personalized insights about your spending, and track every transaction in one place. No jumping between apps or guessing where your money went.
Here's how KlevrPay works
Here's how to start optimizing your spending
Connect
Link your accounts and let us do the work
Choose
Tell us what goals you're working towards
Grow
Get insights that actually help you reach your goals faster
Every major bank supported
We connect to over 12,000 banks and financial institutions. Chances are, if you bank there, we support it.
We keep your information safe using bank-level security and trusted partners like Plaid.
Try KlevrPay free
for 7-days
Try KlevrPay free for 7-days
We think you'll love how much clearer your financial life becomes. No more budgets, spreadsheets (if you're a nerd like us), or guessing.
You live your life, we'll handle optimizing your money.
We think you'll love how much clearer your financial life becomes. No more budgets, spreadsheets (if you're a nerd like us), or guessing.
You live your life, we'll handle optimizing your money.
Here's what you get:
Here's what you get:
See exactly where your money goes
See exactly where your money goes
Insights that actually help you save
Insights that actually help you save
Personalized tips based on your goals
Personalized tips based on your goals
All your accounts in one place
All your accounts in one place
$4.99/month
plus tax where applicable
Get the app
Cancel anytime, no questions asked.
Smarter insights.
Better habits.
More money saved.
Living fully starts with
smarter money habits.
Smarter insights.
Better habits.
More money saved.
Download app
Questions? We've got answers
Questions? We've got answers
What is KlevrPay?
We're the app that finally makes your money make sense. Connect all your accounts in one place, and we'll show you exactly where your money goes and how to spend it smarter. Think of us as your financial wingman.
Is it safe to link my accounts?
Yes, absolutely. We use Plaid for all account connections - the same secure platform trusted by Venmo, Robinhood, and most major financial apps. Your information is encrypted and protected.
Do I need to link all my accounts to use KlevrPay?
Start with whatever you're comfortable with! Even one account gives you useful insights. But honestly, the magic happens when we can see your full spending picture - checking accounts and credit cards. That's when our recommendations get really good.
Does KlevrPay cost anything?
Start with 7 days completely free. After that, it's just $4.99/month - less than a cup of coffee. Honestly, if we can't save you more than that each month, we're not doing our job right.
Why should I use KlevrPay instead of a budgeting app?
Most budgeting apps stop at tracking. KlevrPay goes further, showing you how to optimize your spending so you can save more. You’ll get AI-powered insights, smart tips, real-time tracking, and your personal KlevrScore, kind of like a report card for your money habits. We’re here to help you succeed financially, not just track your finances.
Why isn't KlevrPay free?
Unlike many 'free' financial apps that make money by selling your data, charging hidden fees, or pushing expensive financial products, KlevrPay operates on a simple subscription model. This means no ads, no data selling, and no surprise charges - just transparent pricing that lets us focus entirely on helping you optimize your finances.
What is KlevrPay?
We're the app that finally makes your money make sense. Connect all your accounts in one place, and we'll show you exactly where your money goes and how to spend it smarter. Think of us as your financial wingman.
Is it safe to link my accounts?
Yes, absolutely. We use Plaid for all account connections - the same secure platform trusted by Venmo, Robinhood, and most major financial apps. Your information is encrypted and protected.
Do I need to link all my accounts to use KlevrPay?
Start with whatever you're comfortable with! Even one account gives you useful insights. But honestly, the magic happens when we can see your full spending picture - checking accounts and credit cards. That's when our recommendations get really good.
Does KlevrPay cost anything?
Start with 7 days completely free. After that, it's just $4.99/month - less than a cup of coffee. Honestly, if we can't save you more than that each month, we're not doing our job right.
Why should I use KlevrPay instead of a budgeting app?
Most budgeting apps stop at tracking. KlevrPay goes further, showing you how to optimize your spending so you can save more. You’ll get AI-powered insights, smart tips, real-time tracking, and your personal KlevrScore, kind of like a report card for your money habits. We’re here to help you succeed financially, not just track your finances.
Why isn't KlevrPay free?
Unlike many 'free' financial apps that make money by selling your data, charging hidden fees, or pushing expensive financial products, KlevrPay operates on a simple subscription model. This means no ads, no data selling, and no surprise charges - just transparent pricing that lets us focus entirely on helping you optimize your finances.
What is KlevrPay?
We're the app that finally makes your money make sense. Connect all your accounts in one place, and we'll show you exactly where your money goes and how to spend it smarter. Think of us as your financial wingman.
Is it safe to link my accounts?
Yes, absolutely. We use Plaid for all account connections - the same secure platform trusted by Venmo, Robinhood, and most major financial apps. Your information is encrypted and protected.
Do I need to link all my accounts to use KlevrPay?
Start with whatever you're comfortable with! Even one account gives you useful insights. But honestly, the magic happens when we can see your full spending picture - checking accounts and credit cards. That's when our recommendations get really good.
Does KlevrPay cost anything?
Start with 7 days completely free. After that, it's just $4.99/month - less than a cup of coffee. Honestly, if we can't save you more than that each month, we're not doing our job right.
Why should I use KlevrPay instead of a budgeting app?
Most budgeting apps stop at tracking. KlevrPay goes further, showing you how to optimize your spending so you can save more. You’ll get AI-powered insights, smart tips, real-time tracking, and your personal KlevrScore, kind of like a report card for your money habits. We’re here to help you succeed financially, not just track your finances.
Why isn't KlevrPay free?
Unlike many 'free' financial apps that make money by selling your data, charging hidden fees, or pushing expensive financial products, KlevrPay operates on a simple subscription model. This means no ads, no data selling, and no surprise charges - just transparent pricing that lets us focus entirely on helping you optimize your finances.
Still curious? See the full list of common questions
© 2025 KlevrPay, Inc. All rights reserved.
© 2025 KlevrPay, Inc. All rights reserved.