How KlevrPay works
A smarter way to pay begins here.
01
Sign Up
Join KlevrPay, set up your profile, and apply for your card in minutes.
02
Set limits
You set the limits. We handle the rest—automatically routing each transaction to the correct account.
03
Get your card
Once approved and limits are set, get a virtual card instantly—ready to use online or in-store anywhere Apple Pay is accepted.
04
Manage Intelligently
A platform to manage your money intelligently, with Lumii AI offering insights, tips, and personalized guidance.
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Your Payment App That's Freaking Smart 😃🧠
About Us
At KlevrPay, we're building smart financial tools to help you succeed. We believe it all begins with how you pay.
With KlevrPay, you will pay with one card, three ways: Debit, Installment Plans, or a Credit Line—giving you flexibility when it matters most.
We’re in early beta! Get a sneak peek at our first version and help shape what’s next. As a beta tester, you can:
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Sign up and explore the app
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Set spending limits across your funding sources
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Simulate real-world purchases
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Watch how your transactions are automatically routed
What’s coming soon*: real-time transaction routing, live balances per account, a virtual card, intelligent transaction splitting, our AI assistant Lumii, rewards and referral programs, and so much more.
We're just getting started. Join us and help shape the future of smart payments.
*These features are planned as part of our full rollout and may evolve over time.
Intelligent Payment.
Optionality & Flexibility.
Easy & Secure.
Tap to pay at your favorite spots—we’ll take care of the rest.
From big brands to local favorites, you can pay with your KlevrPay card wherever Apple Pay is accepted.
Based on current Apple Pay support. Store participation may vary.